The passage of the One Big Beautiful Bill Act (OBBBA) has changed the landscape for charitable giving. For nonprofits like EOAC, this shift creates new opportunities for more neighbors and friends to support vital community programs — even through smaller gifts.
A New Chance for More Donors
Beginning in 2026, individuals and married couples who take the standard deduction can deduct charitable cash donations from their federal income taxes — up to $1,000 for single filers and $2,000 for married couples filing jointly.
This means many households that previously saw no tax benefit from charitable giving can now directly benefit — making generosity more accessible than ever.
For EOAC, this matters deeply. Our mission is built on community-driven support, and broader participation in giving allows us to serve more families across the Heart of Texas.
Why EOAC Needs Your Help
Even a modest gift — $25, $50, or $100 — can make a meaningful difference for a family facing utility shutoffs, housing instability, emergency needs, or rising living costs.
Under the new law, everyday donors can give with added confidence — knowing their generosity may reduce their tax liability while providing real help to real people in our community.
Important Considerations for Itemizing Donors
For donors who itemize deductions, particularly higher-income households, OBBBA includes new provisions that may affect the tax benefits of charitable giving:
- Only donations exceeding 0.5% of adjusted gross income (AGI) are deductible.
- For donors in the highest tax bracket, charitable deductions may now be limited to a 35% tax benefit per dollar donated, rather than the previous 37%.
Because of these changes, financial advisors may recommend strategies such as “bunching” donations or using donor-advised funds to maximize tax efficiency.
A Note on Financial Planning
Tax rules can vary based on individual circumstances. EOAC encourages donors to consult a qualified financial advisor or tax professional to determine how these changes apply to your personal giving strategy.
How Your Gift Helps
Your donation supports programs that make a measurable difference every day, including:
- Early childhood education through Head Start
- Career training and coaching through EmpowerU
- Weatherization and energy assistance
- Emergency relief, rent, and utility support
- Family support services
Every dollar matters — and with the updated tax law, even smaller gifts can have an even greater impact.
What to Do Next
- Consider making a charitable gift under the new rules.
- Talk with your financial advisor about the best way to give.
- Make a secure donation today at www.eoacwaco.org/donate.
- Share this information with friends and family who care about strengthening our community.
Because at EOAC, we believe in Helping People. Changing Lives. Strengthening Communities.
Thank you for your generosity and continued support. 💙